Company Statement

Connecticare is a leading health plan in the state of Connecticut and a subsidiary of EmblemHealth, a health and wellness company that provides insurance plans, primary and specialty care, and wellness solutions.  WellSpark is a digital wellness company and national subsidiary of EmblemHealth that offers a full suite of products and solutions to reward people for healthy behaviors. 

Associate Underwriter (Remote) - Healthcare

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  • Underwrite EmblemHealth’s existing and new business accounts, including Broker Accounts within published time frames.
  • Process sold new business groups.  
  • Maintain logs and complete various reports as needed.  


  • Underwrite new and existing large groups, within the published departmental time frames, and using the departmental and corporate guidelines, strategies and goals.
  • Evaluate risk using demographics, claims experience, predictive modeling, high-cost claimant review, and other criteria. 
  • Utilize various pricing models to develop both manual and experience rates. 
  • Provide clear documentation and recommendations to management.
  • Update tracking tools. Evaluate pricing impact of alternative plan designs.
  • Review and analyze Request for Proposals (RFPs) and prospective and renewal rate quotes from Brokers, Consultants, and Marketing Representatives.
  • Collect data and produce enrollment, claims, utilization reports from COGNOS, Tableau, Facets and other databases/reporting tools.
  • Communicate and explain Underwriting recommendations/decisions to the Sales Account Executives.  
  • Prepare summaries for Account Executives for renewals, based on financial history of the groups, demographics and projections moving forward.  
  • Provide support explaining analysis to brokers and/or customers as needed.
  • Perform other duties as assigned or required.


  • Bachelor’s degree in Mathematics, Economics, Statistics, Finance or Business Administration required
  • 2 – 3+ years of relevant, professional work experience required
  • 2 – 3+ years of Group Health Insurance Underwriting experience required
  • Knowledge of underwriting methodologies including Experience Rating Methodology required
  • Strong communications skills (verbal, written, presentation, interpersonal) with all types/levels of audience required
  • Proficiency with MS Office (Word, Excel, PowerPoint, Outlook, Teams) required

Security Disclosure

If you are offered a job from one of the EmblemHealth family of companies that includes ConnectiCare, AdvantageCare Physicians, and WellSpark, the offer confirmation email will come from “HRTalentAcquisition” with the subject line: “Offer of Employment for (job title)” – Please respond online”.  


We never ask you to join a Google Hangout, request you to purchase your own equipment or pay to apply. We do not send email from a third-party email service such as Yahoo or Gmail. 

Pay Disclosure

A good faith estimate of the compensation range for individuals hired to work for the EmblemHealth Family of Companies is provided. This compensation range is specific and considers factors such as (but not limited to) the scope and responsibilities of the position, the candidate’s work experience, education/training, internal peer equity, and market and business considerations. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the work is being performed. It is not typical for an individual to be hired at or near the top of the range, as compensation decisions depend on each case’s facts and circumstances. Union roles covered by a collective bargaining agreement will compensate in accordance with the union contract.

EEOC Statement

We are committed to leveraging the diverse backgrounds, perspectives, and experiences of our workforce to create opportunities for our people and our business. We are an equal opportunity/affirmative action employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex/gender, sexual orientation, gender identity or expression, pregnancy or related condition, marital status, national origin, disability, protected veteran status or any other characteristic protected by law.

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